We are presently going through Recession the world over. Since the last 5-6 months we have seen economies downsizing under pressure, industries take a beating, corporations going bust and jobs being lost in hordes, unemployment rising to the decade's highest figures. Some are comparing this to the Great Depression of the 1930's; some are of the opinion that this time it is much bigger and harder. It is bad times all over. It has hit not only the US economy but all through the developed world and well into the underdeveloped world. Myself being still part of the lucky ones, I was assessing the situation and looked at posts from different blogs, trying to understand the confusion and depression of hundreds of posters and those who have commented on those posts.
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Based on my understanding I have listed below the Tips that would help you to survive these bad times and tide it over. Let me know your thoughts on the same.
1. Give yourself a breather:
Ok, so you have lost your job or your business has gone bust. Its bad but understand one thing that this is not the end of the world. Remember the days when you had a smaller job, or used to work in a different job? Remember the days when you were just starting your phase in business. Weren't those days equally good. It may been some extra hours, some more effort but still things were rolling for you, wasn't it. So will it be soon. These are tough times and as the age old saying goes " Tough times never last, tough people do. Take this a s a break you were looking from a long time, and settle down a bit. We all live in a terribly fast paced world, and this is a good time to gather the bits and pieces of you that had fallen around you. Take a breath, spend some time for yourself and decide to take things one at a time. Have faith in yourself, and it will fall to places.
2. Take stock of your finances:
Its time to count and account. Time to know your finances, in detail, both credit and debit side. Time to calculate for your bank loans, account for your equity transactions, your bank savings,
mortgages, credit card dues, monthly expenses and all other financial items. Check whether you are on the green or red side.
Segregate the expenditures as ones that you have to do, or a Must Do list. These would include things like your credit card payments, any monthly payments for loans, insurance payments, car installments, monthly average grocery etc. Once this is done, you can generate one which you would better do "Better do" list.
This might include, buying a sports item, a designer dress item, jewellery, an upgrade on your car, a new apartment, a new suit etc. Mark or strike out the ones that you can surely do without during this lean phase. Now Calculate how long you can carry on without any stable income. Make a rough estimate of the time frame. This will make you feel much better and will guide you to come out of the confused state that you are in.
3. Arrange your resources
So once you had a few days time settling in and have made a good "Must Do" and "Better do" list, its time to get back to the brass tacks. You need a stable income for yourself and for your family. So what are your options? Have you got any specialization in the kind of work you do? What are the avenues you can start to begin your job search? The answer is Net obviously, but what else? The local newspapers or the yellow pages? A search for a good headhunter? Can some more orthodox ways be tried? Like word of mouth? My advice is do not worry on opening yourself up to others and explaining that you are one of the thousands hit by recession and are looking out for a new job. People do understand, at least sane people do. Try to think of other influential people you may have met in the last couple of months, in parties, at the department store or shopping mall, in theaters or Cineplex's. Think of everyone; do not tick out people based on your idea of the same. Now make a list of all these people whom you are going to approach. Think of people who might be able to refer your resume. Pick up some good references in the meantime. Thus make a pool of all your resources. It will come in handy in the recent future.
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