Debt relief has to be a concern of yours if you are unemployed because bills continue to come in the mail whether you are working or not. If you do nothing you may end up losing everything that you have worked so hard to get. You may not think so but there are things that you can do.
What can you do about debt if you don't have a job?
Because of the economy this is an all too common problem. Your debt continues to grow while you try to find work. The stress and the worry builds till you can't take it any more.
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o The first thing that you should do is to thoroughly examine your finances. See if there is anything in the way of expense that you can cut out. Eating out can really eat away at your expenses, try cutting back on that. Think hard is there anything else? If there isn't then you are doing better than most.
o Is there anything that you can sell to make some money? When times are hard you have to make tough decisions. Everyone has something around the house that they no longer need, why don't you get rid of it and make some money at the same time. eBay is a wonderful outlet to get rid of stuff that is just cluttering your house.
o A debt consolidation loan or a second mortgage might be worth considering.
o But probably the best thing to do is go to the Federal Trade Commission website. There is a wealth of information there for people like you that need direction in a troubling time.
o Under the section Facts for Consumers there is quite a bit of valuable information on what is available to you in the way of debt relief.
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